Telhio Credit Union Celebrates 90 Years of Community Service
Television viewers can learn about Telhio Credit Union through the PBS “Opportunity Knock$” financial reality series. The Telhio... read more »
By: Mike Senecal • 6/18/24
Mike Senecal draws on more than 20 years of educational and editorial experience to help BadCredit.org readers understand the complexities of the personal finance industry. Mike has worked in academic and trade publishing, including roles as managing editor and technical editor at the University of Florida and as contributor to finance industry publications, including Surety Bond Quarterly and Independent Agent, among others. Mike holds bachelor’s and master’s degrees from the University of South Carolina.
Blog
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Television viewers can learn about Telhio Credit Union through the PBS “Opportunity Knock$” financial reality series. The Telhio... read more »
By: Mike Senecal • 6/18/24
Guide
6,444 views
9 min read
Predatory lending practices have the potential to affect everyone, but national security is at stake when financial challenges threaten military... read more »
By: Mike Senecal • 6/17/24
Blog
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5 min read
Traditional commercial real estate lenders operate in a confined space that closes off opportunity when time is of the essence.... read more »
By: Mike Senecal • 6/13/24
Blog
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With a history stretching back to the Civil War, First National Bank (FNB) has seen many changes come and go. That’s what gives... read more »
By: Mike Senecal • 6/12/24
Blog
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Puzzle pieces never fall together of their own accord — someone has to make them fit. In the case of Spero Financial, that someone... read more »
By: Mike Senecal • 6/11/24
Blog
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5 min read
Think again if you believe the big mobile carriers have your best financial interests at heart. That’s the message from Rob Webber... read more »
By: Mike Senecal • 6/6/24
Blog
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7 min read
North Dakota’s Gate City Bank celebrated its 100th anniversary in 2023, a rare milestone in the financial world. Understanding the... read more »
By: Mike Senecal • 5/31/24
Blog
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Federal Reserve data shows credit card debt rising to a staggering new high of $1.13 trillion as of Q4 2023. The 2024 Credit Card... read more »
By: Mike Senecal • 5/22/24
Guide
21,489 views
13 min read
It’s hard to plan for the future if you don’t know where you are today. That common-sense assertion is why consumer economics experts are... read more »
By: Mike Senecal • 5/16/24
Blog
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There was a time when the male-dominated medical profession assumed “female disorders” were primarily psychological if doctors... read more »
By: Mike Senecal • 5/9/24
Blog
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Antebellum U.S. slavery subjugated people on many levels, including relegating them to the status of property. Alexandria,... read more »
By: Mike Senecal • 5/7/24
Study
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Student loans allow more individuals to realize their educational, occupational, and financial potential. But high student debt payments after... read more »
By: Mike Senecal • 5/3/24
Blog
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Living paycheck-to-paycheck means not having enough money to save or invest at the end of the month. A quick spiral into debt can... read more »
By: Mike Senecal • 5/1/24
Blog
27,504 views
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Earned wage access and cash advance loans appeal to workers who need financial flexibility to tide them over until their next... read more »
By: Mike Senecal • 4/17/24
Study
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11 min read
An online lending network is like an Amazon for lenders. Lending networks connect consumers and businesses that need loans with lenders that... read more »
By: Mike Senecal • 4/17/24
Blog
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Employee stock ownership plans (ESOPs) are benefit plans that provide workers with retirement savings through their investments in... read more »
By: Mike Senecal • 4/16/24
Blog
28,260 views
5 min read
Interacting and transacting online isn’t an option for consumers but a near necessity. That makes people more vulnerable to... read more »
By: Mike Senecal • 4/9/24
Blog
25,236 views
5 min read
Some cities are travel-friendly because of their proximity to places where people really want to be. Berkeley, California, is like... read more »
By: Mike Senecal • 4/3/24
Blog
28,056 views
5 min read
Scenes of people living on the streets or in shelters create stereotypes around homelessness as an unsolvable problem. As daunting... read more »
By: Mike Senecal • 4/2/24
Study
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9 min read
Unlike many developed countries, the United States asks higher education students to pay tuition. That naturally creates disparities between... read more »
By: Mike Senecal • 3/26/24