With more than 15 years of journalism expertise, Jon stays apprised of finance trends, influential companies, and financial literacy resources for subprime consumers. He is most knowledgeable in the areas of budgeting, loans, and responsible credit use, and his articles have appeared in publications produced by The New York Times.
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2,166 views
9 min read
Many Americans are turning to unconventional financial strategies to manage their finances. With the cost of living rising and salaries not... read more »
By: Jon McDonald • 6/27/24
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1,920 views
9 min read
Have you ever bought something you probably didn’t need without planning to? As it turns out, many of us have. According to the results of our... read more »
By: Jon McDonald • 6/26/24
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2,052 views
13 min read
Spending money on food can be a challenge for those with limited financial resources, often leading to a reliance on inexpensive but unhealthy... read more »
By: Jon McDonald • 6/26/24
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8,208 views
3 min read
Finances can strain relationships. Whether deciding how much to spend on a major life purchase together or determining who should pay the tab on... read more »
By: Jon McDonald • 6/12/24
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5,159 views
3 min read
In a significant blow to the wedding industry, recent research conducted by BadCredit.org reveals that an estimated 580,862 couples will not be... read more »
By: Jon McDonald • 6/6/24
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10,000 views
3 min read
You should spend no more than 30% of your gross income on rent, according to many financial experts. But with rental rates increasing on what... read more »
By: Jon McDonald • 6/4/24
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13,755 views
3 min read
Summer is a historically busy time. Across the U.S., people are getting outside, going on road trips, and socializing together with fun summer... read more »
By: Jon McDonald • 5/16/24
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13,002 views
3 min read
Owning a home is a big part of the American Dream, representing financial security and personal accomplishment. But for minimum-wage workers,... read more »
By: Jon McDonald • 5/15/24
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16,276 views
3 min read
In today’s digital world, online shopping is a major part of American consumer culture. It’s hard to top the convenience and accessibility that... read more »
By: Jon McDonald • 5/7/24
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19,380 views
3 min read
In today’s world, scams are becoming increasingly sophisticated, preying on people’s vulnerabilities and financial hardships. According to the... read more »
By: Jon McDonald • 4/30/24
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32,076 views
3 min read
Credit Invisibility describes people whose credit history is so limited that they don’t even have a credit score. According to our recent study,... read more »
By: Jon McDonald • 4/24/24
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12,694 views
3 min read
Doom spending is the act of spending money without concern. Commonly referred to as retail therapy, it’s spending in pursuit of the dopamine and... read more »
By: Jon McDonald • 4/23/24
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44,422 views
3 min read
Nearly one-third of American adults, more than 70 million people, have a criminal record, which can severely limit their access to loans,... read more »
By: Jon McDonald • 4/1/24
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33,090 views
3 min read
BadCredit.org survey reveals that 39% of people surveyed are relieved the Fed is expected to lower rates, which may encourage credit card... read more »
By: Jon McDonald • 3/11/24
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31,500 views
3 min read
BadCredit.org survey reveals that many younger consumers, predominantly Gen Z and millennial males, trust AI tools to help them improve their... read more »
By: Jon McDonald • 2/22/24
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38,916 views
3 min read
When traditional lending options like banks and credit cards are out of reach or unappealing, especially during periods of high interest rates,... read more »
By: Jon McDonald • 2/6/24
Blog
100,000+ views
5 min read
Many American homeowners may feel saddled with interest that compounds over years and decades, costing them far more than the... read more »
By: Jon McDonald • 7/7/23
Blog
91,032 views
5 min read
A Way Abroad helps women figure out the logistics, including work opportunities, necessary to move to other countries. The website... read more »
By: Jon McDonald • 7/7/23
Blog
100,000+ views
7 min read
Sky-high rental rates are a huge concern in today’s economy, and nowhere is that more apparent than in New York City. RentHop is a... read more »
By: Jon McDonald • 6/7/23
Blog
100,000+ views
5 min read
The process of building a financial plan for life and retirement can be daunting. The thought of actually implementing that plan,... read more »
By: Jon McDonald • 6/5/23