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Bad Credit Resource

At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.

John Ulzheimer
John Ulzheimer

Credit Expert

Erica Sandberg
Erica Sandberg

Finance Expert

Bobbi Rebell
Bobbi Rebell

CFP®, CFT™

Expert Guides

Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.

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Studies & Research

Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.

25 Notable Subprime Credit Cardholder Statistics

25 Notable Subprime Credit Cardholder Statistics

By: Erica Sandberg 9/18/26

Your consumer credit score is not you. Let’s get that out of the way immediately. It... read more »

15 Essential U.S. Inflation Rate Statistics

15 Essential U.S. Inflation Rate Statistics

By: Zina Kumok 9/17/26

Before the COVID-19 pandemic, inflation wasn’t something that most people worried... read more »

56% of Online-Influenced Home Shoppers Faced Debt or Financial Setbacks

56% of Online-Influenced Home Shoppers Faced Debt or Financial Setbacks

By: Andrew Allen 9/9/26

Keeping up with the Joneses used to entail making sure one’s home and yard looked... read more »

21% of Single Women Say They Could Never Save $15,000 for Egg Freezing

21% of Single Women Say They Could Never Save $15,000 for Egg Freezing

By: Lucy Lazarony 9/2/26

When Rep. Alexandria Ocasio-Cortez recently shared her egg-freezing journey on social... read more »

Industry News

Authoritative daily news and insights on the subprime industry by our team of dedicated experts and reporters.

2027 Social Security COLA Could Add Nearly $68 a Month

2027 Social Security COLA Could Add Nearly $68 a Month

By: Andrew Allen

Social Security recipients could see their monthly benefits rise by nearly $68 next year, but that increase may not stretch as far as it sounds. The Social Security Administration isn’t set to announce the cost-of-living adjustment (COLA) for... Read More »

TransUnion Settlement Claims Due Oct. 30: Who Qualifies

Kentucky Targets $250M Medical Debt Relief Program

For industry news, discussions, and more...

Chime’s $590M Stride Deal Raises a $10 Billion Question

Chime is taking a major step toward becoming a bank holding company with a $590 million deal to acquire Central Service Corporation, the parent company of Stride Bank. The... Read More »

$167.5M ATM Fee Settlement Claims Open: Who Qualifies

That extra charge at a non-bank ATM could make you eligible for a share of a proposed $167.5 million settlement. The case is Burke v. Visa Inc., a class action lawsuit pending... Read More »

Why New Cars Cost $1,072 a Month to Own, According to AAA

Owning and operating a new vehicle costs an average of $12,863 in 2026 — or $1,071.92 per month — according to AAA’s Your Driving Costs analysis. AAA’s 2026 estimate takes... Read More »

Charities We Support

BadCredit.org supports charities who promote and foster financial literacy.

In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.

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Press Center

Press Center

BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.