The Midsize U.S. Cities Facing the Greatest Financial Threat From Natural Disasters
A natural disaster can come and go quickly, giving way to calmer winds and clearer... read more »
At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.
Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.
Instant, personalized credit advice powered by AI and trained on thousands of expert-written articles.
If you’re struggling to get approved for a credit card because of bad credit, you may be willing to settle for any card you can get. But some credit cards for bad credit (often referred to as “subprime cards”) can be expensive. Be... Read More »
Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.
A natural disaster can come and go quickly, giving way to calmer winds and clearer... read more »
The difference between the money Americans earn and the wealth they accumulate varies... read more »
Your consumer credit score is not you. Let’s get that out of the way immediately. It... read more »
Before the COVID-19 pandemic, inflation wasn’t something that most people worried... read more »
Authoritative daily news and insights on the subprime industry by our team of dedicated experts and reporters.
By: Lucy Lazarony
The Federal Housing Finance Agency has expanded the availability of VantageScore 4.0 to all approved Fannie Mae and Freddie Mac lenders. These lenders now may choose either VantageScore 4.0 or Classic FICO to evaluate borrowers for eligible... Read More »
According to The Pew Charitable Trusts, tight mortgage lending standards are making it harder for some borrowers with moderate credit scores — which Pew defines as scores from... Read More »
Social Security recipients could see their monthly benefits rise by nearly $68 next year, but that increase may not stretch as far as it sounds. The Social Security... Read More »
Thousands of consumers could receive approximately $1,100 from an $8.31 million TransUnion settlement over bankruptcy remarks that appeared on their credit reports. Brooks v.... Read More »
We gathered leading personal finance experts specializing in a range of subprime topics to share timely and actionable advice. Our veteran journalists boast decades of industry experience.
An easy way to fix bad credit
In debt and need help climbing out?
Bad credit? Get help obtaining an account
See your credit score, accounts and more
2026's best credit cards for bad credit
Best personal loans for bad credit
Best auto loans for bad credit
Companies known to approve poor-credit
In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.
Learn More »
We gathered leading personal finance experts specializing in a range of subprime topics to share timely, actionable advice with readers from around the world. Learn more about our leading finance experts.
Bobbi Rebell
Consumer finance expert, writer, and TV personality specializing in budgeting and saving money.
John Ulzheimer
Nationally-recognized author and expert on credit reporting, credit scoring, and identity theft.
Erica Sandberg
Leading reporter, journalist, author and experienced TV/radio host with 15+ years of finance expertise.
BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.
Looking for a fast-paced, goal oriented team that's passionate about personal finance and informing the subprime finance market? Join us in our mission! Browse open positions below.
Staff Writer
We're actively hiring editorial talent to help produce feature articles, studies, and how-to...
Senior Staff Writer
We’re seeking talented content producers to create unique, engaging articles for...
Brand Ambassador
We’re seeking driven marketing and communications professionals to help...
