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The Ultimate
Bad Credit Resource

At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.

John Ulzheimer
John Ulzheimer

Credit Expert

Erica Sandberg
Erica Sandberg

Finance Expert

Bobbi Rebell
Bobbi Rebell

CFP®, CFT™

Expert Guides

Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.

Personal Credit Assistant

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Instant, personalized credit advice powered by AI and trained on thousands of expert-written articles.

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Studies & Research

Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.

1 in 3 Would Take a Pay Cut for a Four-Day Workweek

1 in 3 Would Take a Pay Cut for a Four-Day Workweek

By: Andrew Allen • 10/15/26

As people enter adulthood, many leave behind the passions and hobbies they pursued in... read more »

20 Surprising Statistics on the Gender Pay Gap

20 Surprising Statistics on the Gender Pay Gap

By: Lucy Lazarony • 10/15/26

Pay equality for women is a noble goal. Earning the same amount of money as male... read more »

15 Eye-Opening Statistics On Sports Betting

15 Eye-Opening Statistics On Sports Betting

By: Lucy Lazarony • 10/8/26

Watching a sporting event is exciting, and those who bet on the outcome have an even... read more »

The Midsize U.S. Cities Facing the Greatest Financial Threat From Natural Disasters

The Midsize U.S. Cities Facing the Greatest Financial Threat From Natural Disasters

By: Andrew Allen • 9/29/26

A natural disaster can come and go quickly, giving way to calmer winds and clearer... read more »

Charities We Support

BadCredit.org supports charities who promote and foster financial literacy.

In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.

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Press Center

Press Center

BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.